Do We Offer Car Loans for Bad Credit?

Everyone deserves to drive the Mazda model of their dreams, so we make car loans for bad credit more than possible - we make them easy. Once you've picked out your favorite year and model, we'll design a loan plan that works for you. The first step in the process is coming to Pearson Mazda to select your next convertible, hatchback, sedan, or SUV.

How Your Credit Score Affects Your MAZDA Finance Options

It's a common misconception that bad credit prevents you from getting a car loan. Although a low credit score might mean a higher interest rate and monthly payment, there are plenty of affordable car loans for bad credit. And since our team thrives on helping and supporting our customers, we'll create a loan that works for your credit score and your budget.

When you plan to purchase a vehicle, it's not a bad idea to raise your credit score. Before you finalize your loan terms with our Mazda finance center, make sure you've paid all of your bills on time. It's particularly important that you keep up with your utility bills, credit cards, and other loans since missed or late payments can lower your credit score.

Keep in mind, though, that if you don't have the opportunity to bump up your score, it's no problem. We'll be happy to set you up with a Mazda loan no matter what your credit score.

What MAZDA Models are Available if You Have Bad Credit?

Every single vehicle on our lot - from new Mazda models to pre-owned vehicles - is eligible for a loan even if you have bad credit. Here are a few brand-new vehicles that you can test drive at our dealership today:

• A sporty hatchback like the 2024 Mazda3 
• The high-performing and ultra-comfortable 2024 Mazda3 Sedan
• Any outstanding SUV you can think of, like the 2024 Mazda CX-5, 2024 Mazda CX-30, 2024 Mazda CX-50, and 2024 Mazda CX-90 

In other words: your options for car loans for bad credit are endless. 

Learn About Car Loans for Bad Credit in Richmond, VA

Don't let your low credit score stop you from owning the car of your dreams. Come by our Mazda dealership in Richmond, VA today. Our finance center will set you up with a great loan regardless of your credit score!